Most Chime mobile check deposits are not instant and typically take one to five business days for the funds to be available in the account. The funds will be available the same day Chime receives and credits the money to your account.Īny delay is likely due to the transfer time frames by the originating bank. EST), you may even receive it on the same day.Ĭheck deposits are processed within one to three days from the date the transfer was initiated by the originating bank. If the check is approved within the cut-off time (usually 5 p.m. The same setup applies to checks submitted on a weekend or a federal holiday. Once received by Chime, a check will be credited to your account on the next business day. How Long Does Chime Take To Deposit A Check?

Here is how long Chime takes to deposit checks in your account. Even with checks, Chime will credit the correct money to your account ahead of the prescribed waiting time. Chime’s customer-friendly deposit rules are perfect for those who need to access their funds immediately.

Chime direct deposit delay